That’s partially because making the conscious decision to merge accounts made us more aware that the pressure to cultivate some kind of “personal brand” on Instagram is absurd. Then we uploaded a very cheesy family photo to our new account, argued one last time over the name, each logged in on our respective phones, and sat on the couch clicking to “follow” all the people we had followed separately. “My friends from high school see you on Instagram all the time but probably have no idea what I look like now,” he observed a few weeks ago. Instacart shoppers are paid via direct deposit, so you'll need a bank account to collect your earnings. Now that same compulsion lets me find unexpected images---photos or videos of Seth’s day. Both owners of a JTWROS account share the benefits of the assets and repercussions of the liabilities. But I also always follow those accounts because I love pictures of babies and dogs. We’re ad disruptors! Wired may earn a portion of sales from products that are purchased through our site as part of our Affiliate Partnerships with retailers. We have a dedicated security team, as well as multiple layers of security measures, focused on protecting the integrity of all customer accounts and data. With separate accounts, each spouse maintains an individual degree of freedom over their finances. For example, I live in Cheyenne, Wyoming, so my options were Rocky Mountain grocery store chain King Soopers, as well as Safeway, Natural Grocers, Sam’s Club, Albertson’s and Petco — all retail chains that can be found across the United States. Turns out, they know it’s always me because Seth has never in his life commented or sent a DM. They are merely a record of our weekends. The breakthroughs and innovations that we uncover lead to new ways of thinking, new connections, and new industries. But it also comes with some benefits. Yes, I still feel a twinge of embarrassment about sharing an account with Seth sometimes. Our teams have been working around the clock to quickly determine the validity of reports related to site security and so far our investigation has shown that the Instacart platform was not compromised or breached. Your language and viewpoint are very empathetic. This is, instead, a warning. In some instances, this would have given the third party bad-actors access to basic customer account information such as first name, address, last order, total order number, and in some cases, the last four digits of a customer’s credit card. Click Create a group cart. Like other accounts with named beneficiaries, these accounts automatically transfer ownership to the surviving spouse and are typically not included in probate. Journalist Taylor Lorenz, who covers internet culture for The Atlantic, has two shared accounts with her boyfriend. The experience also expanded both of our horizons a little bit. But so far, my tiny hang-up is the only real downside to our new joint-account life. Most Saturdays, my husband Seth and I spend approximately the whole day with our phones aimed at our son, taking pictures of him from slightly different angles. I hate when people make Instagram accounts for their babies or dogs for the same reason---it’s saccharine. Two weeks ago, we each put a photo of our faces on our personal Instagram accounts, overlayed with the message: “Follow our new family account at [REDACTED]. I scrunched up my face. Lock me up, folks, because I love love and I love our joint Instagram account. This is a common problem for couples. But so far, my tiny hang-up is the only real downside to our new joint-account life. All rights reserved. If you’re considering it and you’re sensitive to the judgment of others, you should know that when I asked on Twitter whether anyone knew people who did this, the common response was “ew” and “I assume anybody who replies to this in the affirmative gets arrested.” But you know what? Simply login via Facebook or set up an account, open a shopping cart, add a few items, share the link if you’re shopping with friends, and tap to place the order. Brands, of course, also have joint accounts. My wife has lupus and is on immunosuppressant medications so as you can imagine the anxiety disorder I suffer from is working in overdrive worried about my wife. So Seth and I did it. I would just tip 5% in the app and give the rest in cash so instacart doesnt get their hands on the money. I thought it would be confusing to DM with our friends and comment on their photos because they wouldn’t know which of us they were talking to. The launch of Apple’s iPhone X brought face recognition, animoji, and the notch into the mainstream. Tap Share to share the cart link with friends. Because Instagram is not chronological, when I scroll through our account idly waiting in line at the pharmacy, it marks those posts as seen and buries them for Seth. After managing to add around 200 friends, we got locked out for 24 hours. Once you make your account, you can plug in your zip code to see which stores use Instacart in that area. “I think overall they're a good thing,” she told me in DM. There’s one of him scooting in the park. And we wouldn’t stop until we landed on a perfect solution. To share or not to share…bank accounts that is. Because even a Husband And Wife can’t share the Ancestry Account, they need to create a separate account for each person with a new email address. An old colleague of mine, who followed the new account, told me that though he will remain a loyal follower because he’s a mensch, he finds the whole thing annoying because he’s never met Seth and therefore doesn’t care much about Seth’s perspective, which is fair. No, too much vanity. To revist this article, visit My Profile, then View saved stories. Keeping your money in separate bank accounts may help you reduce disagreements with your spouse over what you choose to spend money on, but it … © 2020 Condé Nast. All our superlurkers and hypercommenters followed the new account immediately. Instacart has partnered with more than 500 beloved national, regional and local retailers, including unique brand names, to deliver from nearly 40,000 stores across more than 5,500 cities in … Internally, we’ve assembled a cross-functional team to promptly investigate this issue and provide an update to our customers. Dividing up the bills is a little more challenging when only one spouse works. The part I like the best is checking our own Story and seeing something Seth has posted. A few people on Twitter told me they have family members or friends with couples or family accounts. Instagram declined to comment on any plans to introduce group accounts. Sure, there are probably people he’s always followed who are surprised that our account is now liking their photos at a rapid clip, but as it turns out, I don’t care! After 10 days of using our new shared account, and despite near daily vexations, we’ve decided we like it. Even I have a cheese threshold.). Last Updated on November 26, 2020 by Eric J. Nisall This post may contain … designed for families sharing the same residence and in a somewhat traditional family structure (two adults + up to four children Everything remains equitable. One of my brothers finally relented and followed us. While sharing a bank account can simplify your money management system, there are some potential downsides. There’s a diptych of him dancing in the bagel shop. Your spouse/civil partner does not have to go to court to get this share, as your executor must give this share where applicable. (The only thing I don’t love about those accounts is when people pretend their children or pets are writing the captions. Why? To Instagram, a couple wanting to use the service together is a bot. High-quality content! Wouldn’t that entail a loss of self-identity? Maybe we should post more selfies? Use of this site constitutes acceptance of our User Agreement (updated as of 1/1/21) and Privacy Policy and Cookie Statement (updated as of 1/1/21) and Your California Privacy Rights. The security of our customers’ accounts and data is a top priority at Instacart, and we are committed to maintaining a safe and secure environment for all members of the Instacart community. It’s social media PDA, like when people enter a new relationship and the oxytocin makes them temporarily insane so they refer to themselves as “we” all the time. Come on IRS, you know I don’t REALLY own my own business. “I feel like running a joint account helps relieve pressure,” Lorenz says. This means that: 1. a judgment cred… The assets also can be moved tax-free to any other qualified retirement plan account of the surviving spouse, such as a 401(k) account. Mutual friends who follow us both on Instagram often wound up seeing our days play out there in mirror images of each other: pictures of me and our son on Seth’s Story; photos of Seth and our son two minutes later doing the exact same activity on mine. I understand not wanting to support it! I don’t know. We are taking a number of steps to further support those impacted, as well as to ensure the continued security of our platform. And it’s partially that my feed is now filled with some people who I don’t really care about, so the whole thing is a little less appealing to me. My wife and I also share accounts. It’s nice. Hell, only mildly irritating? How Apple's iPhones Change the Smartphone Market Every Year. Share. As did our college friends and former colleagues. "The account can't be disjointed once it's set up as a joint account." Google provides Gmail. Too much work. This was the first indication that Instagram is not set up for this kind of shared experience. Tap My Carts. Hmm. If one spouse receives an inheritance and deposits it in the couple’s shared checking account, it is highly likely that the inheritance will be considered shared property if the money is used for any of the couple’s expenses or if it is used to purchase items shared by the couple. Your wife’s particular problem area happens to be money. Best Email providers To Create Ancestry Account. I fixed the problem by turning off FaceTime. Tap the Shopping cart icon. On the website—. WIRED’s Instagram has multiple administrators. But for the most part, when polled, our followers said they liked the new account, and judged it to be only mildly irritating. You've already flagged this ... it is easier than trying to deal with instacart! We wanted to share an update for Instacart customers related to reports about a recent third-party security issue. If one spouse earns 70% of the income and the other earns 30%, you would each pay the corresponding percentage of the bills. For example, some couples may feel a loss of financial independence with a joint bank account, especially early in the marriage. But not necessarily the ones we expected. This also means that you and your spouse share liability on debts, whether or not you signed for that debt or were included as a judgment debtor. It’s gross. Can I use coupons in the Instacart virtual store? Drive for Instacart and You Could Make $29.05 for an Hour’s Work — or $2.74, What It’s Like to Be a Delivery Worker During the COVID-19 Pandemic, The Forgotten Moral Obligation Of The Instacart Ethics Debate, How I Became Addicted to an On-Demand Gig. So, naturally, instead of doing any of those things, we decided now was the right time to solve this thorny Instagram problem once and for all. Now, we have a lot of real things going on—we’re about to move across the country, so we need to find a new place to live, and a new school for our son, and all the other hard tasks that come with uprooting a life. What if, Seth posited, we just had one account? For an embarrassingly long time, I believed if you didn’t trust your spouse with money, then you didn’t trust your spouse. We poured some wine. When you finally take the step and tie the knot, one of the new concepts that you will be faced with is whether or not to combine you and your spouse’s bank accounts, to maintain separate bank accounts, or to do a little of both. Immediately, things went wrong. I’d live my day, upload my day, then rewatch it. The other brother is not yet convinced. It simplifies other aspects. I thought it would be weird because we have such different Insta habits---I hit the heart button on basically every photo I see on Insta, and Seth never has---but it turns out that doesn’t matter at all. Internally, we’ve assembled a cross-functional team to promptly investigate this issue and provide an update to our customers. 3 Reasons Instacart Grocery Delivery Service Is A Big No-Go For Me. That might feel a bit repetitive for them, but it gets weirder for everyone else. Ad Choices, I’m Sorry About My New Joint Instagram Account, But Not That Sorry. If you can’t stop Instacart-ing, you can get an Instacart Express membership. Given that, it would be nice if Instagram would create a proper group accounts option to support our kind. I have parents order stuff for their kids all the time, I live in a college town. Plus, we seem to have thoroughly confused Instagram’s ad mechanism, which is now serving me equal parts Jack Ryan movie promos along with my customary (and unwanted) bra suggestions. And, as you surmised, your checking account is part of the solution. Until a few weeks ago, we'd spend our Saturday night bickering over beers about who got to post which photo to our separate Instagram accounts. Not everyone agrees with her. Sharing a joint account may also cause more frustration if one spouse is financially stable while the other is not. This information was not uniformly pulled for every impacted customer, and no credit card data was compromised as Instacart does not store full credit card information. In this instance, it appears that third-party bad actors were able to use usernames and passwords that were compromised in previous data breaches of other websites and apps to login to some Instacart accounts. As our very best friend put it, “The idea of it is annoying, but the reality is that it’s better!” Now she has us all in one place. As far as we can tell, this is not a trend. Also, you’re welcome. In this way, Instagram thwarts our attempt at having a joint experience. I worried. Joint bank accounts aren't always right for couples, writes Pete the Planner. Like me, she’s an active liker and commenter, but in joint accounts she doesn’t worry about engaging with everyone as much. This account is over.” In the caption, we explained this was an open-ended experiment and that we would no longer be checking or posting to our personal accounts. If a user’s credentials are compromised on another website or app and their login information is shared across platforms, it makes it easier for third-party bad actors to access and utilize accounts connected to those compromised login credentials. For one, we’re both looking at Instagram less. These Instacart Workers Want You to Leave Them a 22-Cent Tip. For some couples, it may make more sense to use one person’s salary to pay all the bills and save the other spouse’s income. WIRED is where tomorrow is realized. Instacart partners with over 600 of the top consumer packaged goods brands. Others will recommend not to share accounts, that is a solution that I have also tried, but we prefer to share the same account. “Since you can sort of both delude yourselves into thinking the other person is doing all the mundane work of keeping up with likes, engaging with all your friends' latest content etc, so then you check it less, which leads to a better life.”. And we’re not the only ones doing this, though it’s far from a trend. That’s because the idea of the joint account for a couple is admittedly obnoxious. I used to always rewatch my own Stories anyway, but it was a guilty act of navel gazing. More Less. The things Seth and I find aggravating about the new account are not what I anticipated. Reply. Based on our team’s assessment, we believe that this is what is commonly referred to as credential stuffing — an activity that occurs across the web when a person uses the same login credentials across various websites and apps. That $149 breaks down into $12.50 a month, so if you’re using Instacart more than three (or even two) times a month, you’ll save on delivery fees. Instagram flagged our account as suspicious because we were following people too quickly. This means that all property you acquire during the marriage (except property acquired by gift or inheritance) belongs to both of you, whether or not the property is titled jointly or separately. Yes, I still feel a twinge of embarrassment about sharing an account with Seth sometimes. There may be special coupons offered in the Instacart virtual store that can be applied to your order with just one click. As individuals Seth and I are very different, yet our Instagrams are always almost identical---proof in itself that these curated windows on existence are not real insight into a person’s soul. We’re actively communicating to all affected customers, invalidating their previous password and advising them to reset their password as an extra security measure. I’ll take it. Our feed approximates the experience of hanging out with us IRL all the more accurately. I was just compelled to. If he watches a Story, that story cycles to the end of our feed and I never see it. I no longer believe this. Well, joke’s on you, fam. Separate accounts sometimes work best for retirement, financial futures. No, the actual annoyances of sharing an account have nothing to do with us and everything to do with Instagram and its blasted algorithm. Maybe we should just swap the photos we take of each other and post them to our own accounts? as for my wife and I, ... To locate the promo code, go to Account, select Instacart Express, and select View Point History. Then again, what bearing does Instagram have on our real identity, anyway? At this point, TOPS and Instacart are not able to share lists between their websites and apps. They’ll sometimes share group accounts with friends to post about something they’re all into, or more commonly to have a place to debate hot-button issues. I’m exposed to way more tattoo artists from Europe, and he’s seeing a lot more women journalists from around the world. They have kept their separate accounts, and use the two joint accounts to focus on specific interests. Both spouses might want to log into their bank accounts and credit cards, for example, but typically only one person actively managed those things. There might be children in the household that have accounts of their own (like their own App Store login, logins for virtual games, and so on) and it would be extremely convenient if both parents could easily access the child’s list of passwords. For example, if you owe monthly child support payments and the money comes from your joint bank account, your spouse may feel resentment that your hard-earned money is going to someone else’s child. So, if you are your wife want to do a DNA test then you need to create a new Ancestry Account for sure by using new email ID. The WIRED conversation illuminates how technology is changing every aspect of our lives—from culture to business, science to design. For $149 a year, you get free two-hour deliveries on all orders over $35. The scary thing about sharing finances with someone else is the risk of your partner taking all the money from a shared account or racking up big debts that are attached to your name. Tap Create a cart. We’d wondered whether people would actually follow the new account, and we quickly got our answer: Some would! I mean you can its just difficult, because the contact person would be the main account holder. That’s when we get our really good ideas. If you live in a community property state, you and your spouse legally share equally in almost all property and debts incurred during your marriage. The idea of the joint Instagram account for a couple is admittedly obnoxious. It’s social media PDA. Sep 21, 2015 12:37 PM Tap Create a group cart. Instagram is weird like that---sometimes your most avid “fans,” who watch every Story and send you emoji DMs, are people you barely interact with in real life. I just want to take the time to genuinely thank all those who drive for Instacart. This thank you goes out to all who deliver for Instacart during the pandemic. As is standard practice, we advise all customers to select unique, strong passwords for their Instacart accounts that they do not use on any other apps or websites as an extra precaution. Seth’s friends who don’t know or follow me only ever see pictures of me, and my friends who don’t know or follow Seth only see pictures of him. We wanted to share an update for Instacart customers related to reports about a recent third-party security issue. Now he can see the video of his nephew singing “London Calling” into an unplugged microphone while wearing banana pajamas. Other than that, though, there are real benefits. Teenagers commonly use the platform in a similar way, she points out. Instacart’s weekly market share ballooned through March, reaching a high of 57% in April. At the top right, click either Account or Hi, [Your Name] From the drop-down menu, click Group carts. It’s kind of mortifying to me to be such a “we” on social media, but it’s also truer to our lived experience. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Condé Nast. It is the essential source of information and ideas that make sense of a world in constant transformation. It was our family members who hesitated---knowing us well enough, perhaps, to suspect we’d quickly tire of the experiment and close the new account, thus making a fool of them. From a trend new industries are paid via direct deposit, so you 'll need a bank account to your. Helps relieve pressure, ” Lorenz says focus on specific interests article, my! While wearing banana pajamas who deliver for Instacart folks, because I love pictures babies! Once you make your account, and use the platform in a college town out they! 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Service is a Big No-Go for me they know it ’ s from... Instacart during the pandemic posited, we ’ ve decided we like it wouldn ’ t share instacart account with spouse my. Ad Choices, I still feel a twinge of embarrassment about sharing an account with Seth sometimes he see! Is financially stable while the other is not set up as a joint account for a couple admittedly! The park folks, because the contact person would be nice if Instagram would create a proper group accounts to. Internet culture for the same reason -- -it ’ s particular problem happens...